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Wills and Powers of Attorney Melbourne

Wills and Powers of Attorney

If something happened tomorrow, who would be in charge?

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A will protects the people you love after you’re gone. But what about right now?

Most people know they should have a will. Far fewer understand that a will only takes effect after you die.

It does nothing to protect you or your family while you’re still alive but can’t make decisions for yourself.
An illness. An accident. A sudden incapacity. These things don’t announce themselves in advance.
Here’s what happens without the right documents in place, and what we do about it:
Your family can’t access your money to pay your bills
Without an Enduring Power of Attorney, even a spouse can be locked out of accounts. Your family may need to apply to VCAT for a financial administrator. VCAT can appoint the State Trustees rather than the people you trust. They charge fees from your own funds. Annual reporting, court appearances, and medical assessments become mandatory.
A government body makes decisions about your medical treatment
Without a Medical Treatment Decision Maker appointed, medical decisions fall to whoever the law nominates next. In complex situations, VCAT can appoint the Public Advocate, a statutory officer who has never met you and doesn’t know your values or wishes.
Your assets don’t go where you intended
Without a valid Will, your estate is distributed according to a legal formula that may have nothing to do with what you wanted. Certain people you meant to provide for may receive nothing.
Your family disputes what should happen
The absence of clear legal documents turns grief into conflict. We see it regularly. It is entirely avoidable.

None of this has to be your family’s reality.

Three documents. One conversation. Complete protection.

Your Will

A Will sets out exactly what happens to your assets after you die, who receives what, who administers your estate, and if you have children, who cares for them. Without a valid Will, the law decides. The law’s decision is rarely the same as yours would have been.

A Will also needs to stay current. Marriage can automatically revoke an existing Will. Separation does not automatically remove provisions benefiting a former partner. A Will made before a significant life event may fail to account for people who now matter most to you.

Getting a Will done properly and keeping it updated is one of the most straightforward things you can do for the people you love. Putting it off is one of the most costly.

Enduring Power of Attorney

An Enduring Power of Attorney appoints someone you trust to manage your financial and personal affairs if you lose the capacity to do so yourself, whether due to illness, injury, or age-related decline.

This document operates while you are still alive. It is entirely separate from your Will and covers an entirely different set of circumstances: not what happens after you die, but what happens if you can’t make decisions right now.

Your attorney can manage:

Financial powers including your bank accounts, property and real estate transactions, debts and obligations, business operations, investments, and providing for your dependants.

Personal powers including where you live, who you live with, your social and professional life, and everyday living decisions.

You can specify when their powers activate. Immediately. Upon a doctor’s certificate confirming loss of capacity. Upon your own written authorisation. You can also impose limitations, preventing the sale of the family home, capping professional trustee fees, specifying acceptable investment types. These are decisions you make now, while you have capacity, so the right protections exist if you ever need them.

Without it, VCAT steps in. The State Trustees charge fees from your own funds. The process creates delays exactly when timely decisions are most needed. And the people who love you are legally powerless to help without going through a formal process first.

Medical Treatment Decision Maker

An MTDM appoints a specific person to make healthcare decisions on your behalf if you are ever unable to make them yourself. An injury. A medical condition. A temporary incapacity. Your nominated person steps in until you recover, then steps back out.

This document covers healthcare only. It does not cover financial or property decisions, which are covered by your EPoA. Both documents are needed because they cover different situations.

Your Medical Treatment Decision Maker must make the decision they believe you would have made, based on your values, preferences, and any Advance Care Directive you have completed.

Without one, the law provides a default hierarchy starting with your spouse or domestic partner, then your primary carer, then your oldest available adult child, then your oldest parent, then your oldest adult sibling. That hierarchy may not reflect who you would actually choose. It may produce the wrong person at exactly the wrong moment.

Choosing who you appoint matters as much as having the documents.

Appointing multiple attorneys

You can legally appoint more than one person. But the relationship between them matters enormously under pressure. Sibling rivalry. Tensions in blended families. Conflicts between a spouse and adult children from a previous relationship. These dynamics become critical when joint decisions need to be made quickly while you are incapacitated and unable to mediate between them.

The practical question is whether the people you’re considering can realistically make timely decisions together during a crisis. If the answer is uncertain, appointing one trusted person with a clear backup is often the safer choice.

If you do appoint joint attorneys, you can specify whether they act jointly (together for every decision) or jointly and severally (together or separately). The difference matters more than people realise.

The conflict of interest clause

Our standard EPoA includes a conflict of interest clause. Most people appoint family members as attorneys who are also beneficiaries under their Will. This creates a theoretical conflict: a child who is both your attorney and your beneficiary may face decisions where their duty to you and their financial interest as a beneficiary could theoretically diverge.

Most family members act in your best interests regardless. But without a conflict of interest clause, VCAT has jurisdiction to remove your attorney based solely on the existence of that theoretical conflict, even where no actual impropriety has occurred.

Our clause explicitly authorises your attorney to continue acting despite theoretical conflicts, while requiring them to seek independent advice in cases of genuine conflict. Your chosen person stays in their role. Your wishes are respected.

Your revocation rights

You can change or revoke your EPoA at any time while you retain mental capacity. Once you lose capacity, you cannot revoke it. This is what makes the document enduring. It also makes your initial choice of attorney, and any limitations you impose, decisions that deserve proper thought rather than a rushed signature.

This is about more than documents. It’s about what you leave behind.

Getting documents in place is estate planning. Legacy planning asks a broader question: what do you actually want to leave behind, and for whom?
For business owners
Without proper succession arrangements, a business can be forced into a rushed sale simply because no one has the legal authority to keep it operating. We make sure the business can survive and continue without you.
For parents of young children
Guardianship needs to be clearly documented. The people you’ve chosen to raise your children need the legal authority to actually do it.
For farming families
Multi-generational land should pass according to your intentions, not a legal formula that may split it in ways that make the farming operation unviable.
For blended families
Competing claims from different family members need to be addressed explicitly and clearly, not left to conflict after you’re gone.

We help clients think through all of it, not just the paperwork.

Five things you should do this year

1

Get a Will in place, or update the one you have

If you don’t have one, make one. If yours is more than three years old, review it. If you’ve married, separated, had children, or acquired significant assets since you made it, update it now.
2

Put an Enduring Power of Attorney in place

Appoint someone you trust. Specify when their powers activate and what limitations apply. Do it while you have capacity, because that’s the only time you can.
3

Appoint a medical treatment decision maker

Make sure the right person has legal authority to make healthcare decisions for you. Don’t leave this to the default hierarchy.
4

Tell the people you’ve appointed

The best documents in the world don’t help if the people named in them don’t know they exist or where to find them.
5

Review everything when your circumstances change

Marriage, separation, the birth of children, significant asset changes, or the death of a named appointee all potentially affect your existing documents. Review them whenever your life changes significantly.

Worried about what this will cost you? We’ve thought about that too.

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Where appropriate, we offer fixed fee arrangements, so you have greater certainty around costs from the outset.

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Clear communication. No hidden costs. No surprise invoices.

Frequently asked questions

What's the difference between a Will and a Power of Attorney?
A Will takes effect after you die. A Power of Attorney takes effect while you are alive but unable to make decisions yourself. They cover entirely different circumstances and both are essential. Having one does not replace the need for the other.
What happens if I don’t have a Will?
Your estate is distributed according to intestacy laws that may have nothing to do with your actual wishes. Assets may go to people you didn’t intend, or fail to reach people you meant to provide for, particularly in blended family situations.
What happens if I don’t have an Enduring Power of Attorney?
Any person can apply to VCAT for a financial administrator to be appointed. VCAT can appoint the State Trustees rather than your family. They charge fees from your own funds, and annual reporting, court appearances, and medical assessments become mandatory. Your family may be legally powerless to help you without going through this process first.
What does enduring actually mean?
An ordinary Power of Attorney ceases when you lose capacity. An Enduring Power of Attorney specifically continues after you lose capacity, which is exactly when it’s most needed.
Can I limit what my attorney can do?
Yes. You can impose specific limitations including preventing the sale of your home while family members reside there, capping professional trustee fees, specifying acceptable investment types, and determining which assets should be liquidated first if necessary.
What if my attorney misuses their power?
The Powers of Attorney Act 2014 (Vic) imposes significant duties including acting in your best interests, maintaining proper records, avoiding misuse of position, and managing conflicts appropriately. Breaches can result in compensation claims and criminal prosecution.
What is a Medical Treatment Decision Maker and why do I need one separately?
An MTDM covers healthcare decisions only. Your EPoA covers financial and personal affairs. They are separate documents covering different decisions, and you generally need both because they address different situations.
What if I don’t appoint a Medical Treatment Decision Maker?
The law provides a default hierarchy: spouse or domestic partner, then primary carer, then oldest available adult child, oldest parent, oldest adult sibling. That hierarchy may not reflect who you would actually choose, particularly where family relationships are complicated or blended.
Can I change these documents after I’ve made them?
Yes, provided you have mental capacity. Your Will can be updated at any time. Your EPoA can be revoked or replaced while you retain capacity. Once you lose capacity, you cannot revoke an EPoA, which is exactly why getting it right from the start matters.
Do I need to update my Will if I get married or separated?
Yes, urgently. Marriage can automatically revoke an existing Will in some circumstances. Separation does not automatically remove provisions benefiting a former partner in all cases. Both events should trigger an immediate review.

Don’t leave the people you love without protection.

These documents take weeks to put in place properly. The cost of not having them can last a lifetime.